MICB Token 1.2.0

The MICB Token serves as a reliable and secure method for user authentication within the MICB Business system, facilitating the authorization of banking transactions at any time and from any location. It enhances mobility for clients and removes reliance on a single device, thereby increasing operational flexibility.

The MICB Token mobile application offers a robust solution for authentication and transaction approval. To utilize the app, users must download and install it on their mobile device—such as a smartphone or tablet—and undergo a straightforward setup process. The application supports login via a PIN or biometric methods, including fingerprint or facial recognition, providing multiple options for secure access.

BC "Moldindconbank" S.A. introduces this advanced authentication and authorization approach for its corporate clients, aiming to deliver a streamlined and secure user experience. Features include instant push notifications and options for biometric or PIN-based authentication, enhancing convenience without compromising security.

Transaction authorization within MICB Business has been simplified to a single tap, combining ease of use with increased security measures. Users can confirm transactions swiftly while maintaining strong protection standards.

The MICB Token application operates in two modes: online and offline. In online mode, users receive real-time notifications on their device when logging in or initiating electronic transactions, requiring confirmation there. Offline mode allows users to authorize actions without internet connectivity by scanning a QR code displayed on the MICB Business system screen; the app then generates a code that must be entered into the banking portal’s OTP field to complete the process.